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Investment Options 

Now that you’ve made a decision to purchase a variable annuity or variable life insurance policy, your next question will be, “What investment options do I have to choose from?” With the products of Ameritas Life Insurance Corp., you can choose from a broad selection of quality investment options from some of the most respected fund management companies in the industry.

Morningstar Monitoring
To help make sure we provide the highest-quality variable investment options, we work with Morningstar Associates, LLC to monitor our entire lineup of investment options. Morningstar’s oversight of our investment options is ongoing. Quarterly, they provide thorough quantitative analysis regarding each investment option’s performance, expenses, and more. If this analysis indicates any problematic or even potentially problematic investment options, Morningstar provides thorough analysis of the investment options’ investment strategies, management and more. As a result of this thorough two-stage analysis, Morningstar may recommend changes to the investment option lineup. Morningstar may also be engaged to select new investment options or managers.

Investment Option Information
To help you select your investment options, we provide a valuable asset allocation program and a variety of important information about each of our available investment options. Please note, not all investment options are available with all products. Your financial representative can help you determine which investment options are available with the product you select.

Rev. 4/30/2008
Prospectus Semi-Annual
Reports
Annual
Reports

Alger American      
Ameritas MidCap Growth
Balanced

American Century Investments, VP      
Income & Growth
Mid Cap Value

Calvert Variable Series, Inc.      
Ameritas Money Market
Income
Social Balanced
Social Equity
Social International Equity
Social Mid Cap Growth

Dreyfus      
MidCap Stock

DWS Variable Series      
Dreman Small Mid Cap Value VIP
Global Thematic VIP

Eagle Asset Management      
Ameritas Small Capitalization

Fidelity Investments VIP      
Asset Manager
Asset Manager: Growth
Contrafund
Equity-Income
Growth
High Income
Investment Grade Bond
Overseas

Invesco Aim, AIM Variable Insurance Funds      
Dynamics
International Growth

MFS Variable Insurance Trust      
New Discovery
Research International
Strategic Income
Total Return
Utilities

Neuberger Berman Advisers Management Trust      
Regency

OFI Institutional Asset Management      
Ameritas Small Company Equity

RiverSource Investments      
Ameritas MidCap Value

Summit Mutual Funds Inc., Summit Pinnacle Series      
Ameritas Index 500
Ameritas Income and Growth
Bond
EAFE International Index
Inflation Protected Plus
Lifestyle ETF Aggressive
Lifestyle ETF Conservative
Lifestyle ETF Target
Nasdaq-100 Index
Natural Resources
Russell 2000 Small Cap Index
S&P Mid Cap 400 Index

T. Rowe Price      
Blue Chip Growth-II

Third Avenue Management Variable Series Trust      
Third Avenue Value

Thornburg Investment Management      
Ameritas Core Strategies  

The Universal Institutional Funds, Inc.      
UIF Emerging Markets Equity
UIF Global Value Equity
UIF International Magnum
UIF U.S. Real Estate

Please note: Prospectuses for individual investment option managers for Allocator 2000, Allocator 2000 Annuity, Designer, Executive Select and Regent 2000 are available here: Alger, CalvertDreyfus, Fidelity, Franklin Templeton, Neuberger Berman, Oppenheimer, DWS, Summit, and Van Eck.

Prospectuses for invesment optiosn managers for VIVA! policyholders are available here: American Century, Ameritas, Fidelity, Summit and Third Avenue.





Variable products are issued by Ameritas Life Insurance Corp. and underwritten by its affiliate Ameritas Investment Corp. They include risk of loss, including principal.

This material must be preceded or accompanied by current policy and investment option prospectuses which provide more complete information about investment objectives, risks, charges and expenses, and other important information about the policy issuer and underlying investment options and also identify which investment options are available with your policy. Those prospectuses are available on this website or by calling 800-745-1112. Read the prospectuses carefully before investing or sending money.

Investment options with “Ameritas” in their name are part of the Calvert Variable Series, Inc. (“CVS”) Ameritas Portfolios, advised by Calvert Asset Management Company (CAMCO). For investment options advised by CAMCO other than the Ameritas Money Market, CVS Income Portfolios and the fixed-income portion of CVS Social Balanced Portfolio, the day-to-day management of the investment options is the responsibility of the corresponding subadvisor whose name is listed with that investment option in the applicable prospectus.

* Morningstar Associates, LLC has provided data and tools for use by Ameritas and its representatives. Morningstar Associates is not acting as an investment adviser with respect to the use of the asset allocation product. Although the data is gathered from reliable sources, Morningstar Associates has no control over the means or methods used to collect the data and cannot guarantee their accuracy, completeness, or timeliness. Morningstar Associates is not affiliated with Ameritas or Ameritas Investment Corp..

Rev. 5/4/2008


 
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