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     Eagle Asset Management Inc.

Eagle Asset Management has provided investment alternatives for long-term investors since 1976. Eagle, with more than $14 billion in assets under management (as of December 31, 2007), offers a wide variety of equity and fixed-income programs designed to help meet our clients’ financial goals. Eagle is a wholly-owned subsidiary of Raymond James Financial Inc.
Investment Option Asset Category Asset class is a term for investments of similar types based on their underlying investments and risk/reward potential. These asset classes were assigned by Morningstar Associates, LLC. Risk/Reward Potential The risk rankings (1-5) have been assigned by Ameritas Investment Advisors (an affiliate of Ameritas Variable Life Insurance Company) to assist you in evaluating the relative risk level and reward potential of each investment option. 1 is “Lower Risk, Lower Reward Potential Objective/Primary Investments
Ameritas Small Capitalization* Small-Cap Growth 1 2 3 4 5 Seeks long-term capital appreciation by investing in equity securities of small-capitalization companies (market capitalizations within the range of the companies in the Russell 2000 Growth Index).

* Calvert Variable Series Ameritas Portfolios are advised by Calvert Asset Management Company (CAMCO). The day-to-day management of the Ameritas Small Capitalization portfolio is the responsibility of Eagle Asset Management. This investment option is listed on product applications under Calvert Variable Series, Inc.

The stocks of small-size companies carry additional risks because they tend to be less predictable and their share prices more volatile than more established companies. Additionally, small companies have business risk, liquidity risk, and are subject to greater stock price fluctuations.

Risk ranking is provided as impersonal information, and not as investment advice. The UNIFI Investment Products Group is not advising you personally concerning the nature, potential, value, or suitability of any particular investment option. The provision of a risk ranking does not constitute a recommendation that any particular investment option is suitable for any specific person. Risk rankings are prepared from sources believed to be reliable, but are not guaranteed, and may not be accurate. Please consult with your own advisers concerning the advisability of selecting particular investment options within your policy.

Rev. 4/30/2008


   
  VARW98