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     OFI Institutional Asset Management

OFI Institutional Asset Management, the institutional division of OppenheimerFunds, Inc, was founded in 2000 to offer a full array of investment capabilities designed for institutional investors. Our lineup of institutional strategies includes domestic equities, international equities, investment grade domestic fixed income, and commodities.


Investment Option Asset Category Asset class is a term for investments of similar types based on their underlying investments and risk/reward potential. These asset classes were assigned by Morningstar Associates, LLC. Risk/Reward Potential The risk rankings (1-5) have been assigned by Ameritas Investment Advisors (an affiliate of Ameritas Variable Life Insurance Company) to assist you in evaluating the relative risk level and reward potential of each investment option. 1 is “Lower Risk, Lower Reward Potential Objective/Primary Investments
Ameritas Small Company Equity* Small-Cap Blend 1 2 3 4 5 Seeks long-term capital appreciation by investing in common stocks of companies with market capitalizations within the range of capitalization of companies in the Russell 2000® Index; nondiversified.

*Calvert Variable Series Ameritas Portfolios are advised by Calvert Asset Management Company (CAMCO). The day-to-day management of  Ameritas Small Company Equity is the responsibility of OFI Institutional Asset Management.

The stocks of small-size companies carry additional risks because they tend to be less predictable and their share prices more volatile than more established companies. Additionally, small companies have business risk, liquidity risk, and are subject to greater stock price fluctuations.

Risk ranking is provided as impersonal information, and not as investment advice. The UNIFI Investment Products Group is not advising you personally concerning the nature, potential, value, or suitability of any particular investment option. The provision of a risk ranking does not constitute a recommendation that any particular investment option is suitable for any specific person. Risk rankings are prepared from sources believed to be reliable, but are not guaranteed, and may not be accurate. Please consult with your own advisers concerning the advisability of selecting particular investment options within your policy.

 Rev. 4/30/2008


   
  VARW83