Alger Since 1964, Fred Alger Management, Inc. has specialized in providing growth equity investment management services to insurance companies, mutual funds, corporate pension plans, state and local governments, foundations, endowments and high net worth individuals. Alger’s disciplined investment process is based on the fundamental, original analysis conducted by a large team of analysts who are dedicated to discovering promising growth companies before the rest of the market. Investment Option Asset Category Risk/Reward Potential Objective/Primary Investments Ameritas MidCap Growth* Mid-Cap Growth 1 2 3 4 5 Primarily invested in equity securities of mid-capitalization companies (market capitalization within the range of companies included in the Russell Mid Cap Growth Index or S&P MidCap 400 Index) with a goal of long-term capital appreciation. American Balanced - Class O Moderate Allocation 1 2 3 4 5 Primarily invested in common stocks and fixed-income securities with a goal of current income and long-term capital appreciation.

*Calvert Variable Series Ameritas Portfolios are advised by Calvert Asset Management Company (CAMCO).The day-to-day management of the Ameritas MidCap Growth portfolio is the responsibility of Fred Alger Management, Inc.

The stocks of small- and mid-size companies carry additional risks because they tend to be less predictable and their share prices more volatile than more established companies. Additionally, small companies have business risk, liquidity risk, and are subject to greater stock price fluctuations.

Risk ranking is provided as impersonal information, and not as investment advice. The UNIFI Investment Products Group is not advising you personally concerning the nature, potential, value, or suitability of any particular investment option. The provision of a risk ranking does not constitute a recommendation that any particular investment option is suitable for any specific person. Risk rankings are prepared from sources believed to be reliable, but are not guaranteed, and may not be accurate. Please consult with your own advisers concerning the advisability of selecting particular investment options within your policy.