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    Neuberger Berman

Neuberger Berman has successfully managed investments for individuals, families and institutions since 1939. Today we manage over $145 billion in assets and some of our client relationships span generations. As a Lehman Brothers company, we have access to a broad range of  financial solutions, from trust and fiduciary services to structured financial products to alternative investments. We are committed to being a partner of choice for financial intermediaries.


Investment Option Asset Category Asset class is a term for investments of similar types based on their underlying investments and risk/reward potential. These asset classes were assigned by Morningstar Associates, LLC. Risk/Reward Potential The risk rankings (1-5) have been assigned by Ameritas Investment Advisors (an affiliate of Ameritas Variable Life Insurance Company) to assist you in evaluating the relative risk level and reward potential of each investment option. 1 is “Lower Risk, Lower Reward Potential Objective/Primary Investments
AMT Regency, Class I Mid-Cap Value 1 2 3 4 5 Seeks growth of capital by investing in mid-cap companies believed to be selling for less than their intrinsic value.

The stocks of small- and mid-size companies carry additional risks because they tend to be less predictable and their share prices more volatile than more established companies. Additionally, small companies have business risk, liquidity risk, and are subject to greater stock price fluctuations.

Risk ranking is provided as impersonal information, and not as investment advice. The UNIFI Investment Products Group is not advising you personally concerning the nature, potential, value, or suitability of any particular investment option. The provision of a risk ranking does not constitute a recommendation that any particular investment option is suitable for any specific person. Risk rankings are prepared from sources believed to be reliable, but are not guaranteed, and may not be accurate. Please consult with your own advisers concerning the advisability of selecting particular investment options within your policy.

Rev. 4/30/2008


   
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