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MFS® Variable Insurance Trust
MFS Investment Management (MFS) is a premier global asset manager with offices in Boston, London, Mexico City, Singapore, and Tokyo. The firm’s history dates back to 1924 and the establishment of the first “open-end” mutual fund. Today, MFS offers a broad range of mutual funds, separate accounts, and retirement planning products. MFS portfolios are also available as investment options in defined contribution, pension, and variable annuity platforms, and 529 plans. All the firm’s products are sold exclusively through financial intermediaries. MFS manages more than $200 billion in assets for more than 5 million individual and institutional investor accounts worldwide (as of 9/30/07).
| Investment Option |
Asset Category  |
Risk/Reward Potential |
Objective/Primary Investments |
New Discovery, Initial Class*
|
Small-Cap Growth |
1 2 3 4 5 |
Primarily invested in common stocks of emerging growth companies with a goal of capital appreciation. |
| Research International, Initial Class |
International Large Cap |
1 2 3 4 5 |
Seeks capital appreciation. A core international stock portfolio designed to be broadly diversified by sector with the flexibility to invest across regions, industries, styles and market capitalizations. |
| Strategic Income, Initial Class |
Speciality Bond |
1 2 3 4 5 |
Seeks total return with an emphasis on high current income, but also considering capital appreciation. |
| Total Return, Initial Class |
Moderate Allocation |
1 2 3 4 5 |
Seeks total return. A conservative balanced portfolio which maintains an investment mix of stocks and bonds, which historically has been allocated at approximately 60% stocks and 40% bonds |
| Utilities, Initial Class |
Speciality Utilities |
1 2 3 4 5 |
Seeks total return. The series focuses on utilities stocks believed to have strong growth prospects. These stocks generally come from the gas and electric utilities, telecommunications, and cable TV industries. |
*Not available on Protector hVUL.
There is the potential for greater volatility inherent in a fund which concentrates its investments in one economic sector.
Investments in overseas or emerging nation investment options involve different risks than investments in more established economies and will be affected by greater volatility of currency, exchange rates, and overall economic and political factors.
The stocks of small-size companies carry additional risks because they tend to be less predictable and their share prices more volatile than more established companies. Additionally, small companies have business risk, liquidity risk, and are subject to greater stock price fluctuations.
MFS Variable Insurance Trust (VIT) is an open-end investment management company offering insurance company separate accounts a selection of investment vehicles for their variable products.
Risk ranking is provided as impersonal information, and not as investment advice. The UNIFI Investment Products Group is not advising you personally concerning the nature, potential, value, or suitability of any particular investment option. The provision of a risk ranking does not constitute a recommendation that any particular investment option is suitable for any specific person. Risk rankings are prepared from sources believed to be reliable, but are not guaranteed, and may not be accurate. Please consult with your own advisers concerning the advisability of selecting particular investment options within your policy.
Rev. 4/30/2008 |
