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Fidelity Investments
Fidelity Investments is one of the world’s largest providers of financial services. As of 12/31/07, Fidelity managed assets of over $1.5 trillion and has over 85 million shareholder accounts. Fidelity offers investment management, retirement planning, brokerage, human resources and benefits outsourcing services to 18 million individuals and institutions as well as through 5,500 financial intermediaries. The firm is the largest mutual fund company in the United States, the No. 1 provider of workplace retirement savings plans, one of the largest mutual fund supermarkets and a leading online brokerage firm.
| Investment Option |
Asset Category  |
Risk/Reward Potential |
Objective/Primary Investments |
| VIP Asset ManagerSM* |
Moderate Allocation |
1 2 3 4 5 |
Seeks to obtain high total return with reduced risk over the long term by allocating its assets among stocks, bonds, and short-term instruments. |
| VIP Asset Manager: Growth®* |
Moderate Allocation |
1 2 3 4 5 |
Seeks to maximize total return by allocating its assets among stocks,bonds, short-term instruments, and other investments. |
| VIP Contrafund® |
Large-Cap Growth |
1 2 3 4 5 |
Seeks long-term capital appreciation by investing the fund’s assets primarily in common stocks of companies whose value is believed to be not fully recognized by the public. |
| VIP Equity-Income |
Large-Cap Value |
1 2 3 4 5 |
Seeks reasonable income. The fund will also consider the potential for capital appreciation. The fund’s goal is to achieve a yield which exceeds the composite yield on the securities comprising the Standard & Poor’s 500SM Index. |
| VIP Growth |
Large-Cap Growth |
1 2 3 4 5 |
Seeks to achieve capital appreciation by investing the fund’s assets primarily in common stocks of companies whose value is believed to have above-averaged growth potential. |
| VIP High Income |
Speciality Bond |
1 2 3 4 5 |
Seeks a high level of current income, while also considering growth of capital by investing in lower-rated, income producing debt securities. |
| VIP Investment Grade Bond |
High-Quality Bond |
1 2 3 4 5 |
Seeks a high level of current income as is consistent with the preservation of capital by investing in investment grade intermediate fixed-income obligations. |
| VIP Overseas |
International Large-Cap |
1 2 3 4 5 |
Seeks long-term capital growth by investing in foreign securities. |
*Not available on Protector hVUL.
Service Class 2 Funds for OVERTURE MEDLEY!
Initial Class Funds for OVERTURE OVATION! and Protector hVUL.
VIP refers to Variable Insurance Product Fund.
Fidelity, Fidelity Investments, VIP Contrafund, and VIP Asset Manager: Growth are registered trademarks of FMR Corp. VIP Asset Manager is a registered service mark of FMR Corp.
With the VIP High Income fund's focus on lower-quality debt securities, the fund has a higher risk level than a fund focusing on higher-quality debt securities.
Investments in overseas or emerging nation portfolios involve different risks than investments in more established economies and will be affected by greater volatility of currency, exchange rates, and overall economic and political factors.
Risk ranking is provided as impersonal information, and not as investment advice. The UNIFI Investment Products Group is not advising you personally concerning the nature, potential, value, or suitability of any particular investment option. The provision of a risk ranking does not constitute a recommendation that any particular investment option is suitable for any specific person. Risk rankings are prepared from sources believed to be reliable, but are not guaranteed, and may not be accurate. Please consult with your own advisers concerning the advisability of selecting particular investment options within your policy.
Rev. 4/30/2008 |
